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Notes on making things, and getting paid for them.

Short, practical reads on pricing, clients and keeping the money side calm.

Latest · Money7 October 2026

Tax invoice requirements in South Africa: what SARS expects

Full or abbreviated tax invoice? What each must show, when you need one, and what to do if you are not a VAT vendor.

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Money 6 min

How to invoice as a freelancer in South Africa

What to put on your invoice, whether to add VAT, how to get paid by EFT or from overseas, and the tax habits that save you stress later.

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Craft 4 min

How to choose an invoice template that looks professional

Five things that make an invoice template look professional, and the common mistakes that make one look rushed.

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Money 4 min

Late payment fees: should you charge them, and how?

When a late fee makes sense, how to set one fairly, and how to put it on your invoice without souring the relationship.

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Money 5 min

Invoicing international clients: currency, tax and getting paid

Which currency to bill in, how to handle tax, and which payment methods work across borders.

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Calm 4 min

Getting your first client to pay on time

Small habits that make the first payment smooth, from the proposal to the day after the due date.

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Money 8 min

How to invoice as a freelancer: a step-by-step guide

How to invoice as a freelancer, step by step: what to put on it, when to send it, how to get paid on time, plus a free blank template to start from.

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Money 4 min

Invoice payment terms explained: net 7, net 14, net 30

What "net 30" actually means, which terms freelancers should choose, and how to word them so clients pay on time.

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Clients 3 min

Invoice, receipt or quote: what is the difference?

Three documents that get mixed up constantly. When to send each one, and what belongs on it.

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Clients 4 min

What to say when a client has not paid

Copy-and-paste messages for the day after, a week late and a month late, plus when to stop work.

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Craft 4 min

The invoice is part of the work

It is the last thing your client holds from a project. It should feel like it came from the same hands.

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Money 5 min

Asking for a deposit without flinching

Half upfront is normal, protects both sides, and is easier to ask for than you think. Here is the wording.

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Clients 4 min

Following up on late payments, kindly

Most late invoices are forgotten, not disputed. Three short messages that get you paid and keep the relationship warm.

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Money 3 min

What to put on your first invoice

A short, complete checklist, so your very first invoice looks like your hundredth.

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Calm 4 min

Making peace with admin

Paperwork isn’t the enemy of creative time. Unfinished paperwork is. A calmer way to handle the money side.

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Money 5 min

How photographers should invoice: deposits, usage and extras

What to put on a photography invoice, how to split deposit and balance, and how to charge for usage rights and extra hours without awkwardness.

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Clients 5 min

Invoicing as a freelance designer: scope, revisions and kill fees

How designers can invoice for scope, revision rounds and cancelled projects, and keep payments moving without chasing.

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